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The howling Wyoming wind sounded like a dying animal against the cabin's thin walls. Snow had buried the satellite dish three days ago, and my emergency radio only spat static. Isolated in that frozen hellscape during the Fed's emergency rate hike announcement, I watched my retirement portfolio bleed out through a dying iPad's cracked screen. My fingers trembled not from cold but from the visceral terror of helplessness - $87,000 evaporating while I couldn't even send an email. That's when I rem

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