BharatPe for Business is a comprehensive payment application designed to help merchants accept UPI and card payments seamlessly through a single QR code. It supports transactions from all major UPI apps—including Google Pay, PhonePe, Paytm, BHIM, Amazon UPI, and more than 150 other banking apps—without any additional fees. Additionally, BharatSwipe enables both debit and credit card payments, making it a versatile solution for businesses of all sizes.
With over 7 million merchants already using BharatPe for Business, the platform offers more than just payment collection. Users can instantly withdraw and transfer funds to their bank accounts, invest their earnings to earn up to 12% annual interest, and access business loans with competitive low interest rates.
Business loans are made simple through BharatPe, with a fully online application process that requires no paperwork, collateral, or guarantees. Repayment is facilitated through Easy Daily Installments (EDI), with loan tenures ranging from 3 to 15 months. Interest rates, expressed as Annual Percentage Rate (APR), range between 21% and 30%, and loan amounts vary from ₹10,000 to ₹10,00,000. Processing fees range from 0% to 2%. All loans are provided in partnership with RBI-approved NBFCs.
Users can also grow their savings by earning up to 12% interest on their BharatPe account balance, with returns credited daily. Funds can be added or withdrawn conveniently, and all investments are securely managed by authorized NBFC partners.
To provide personalized services, the app requires certain permissions such as location and contact access, which help in creating a credit profile and offering suitable loan options. For more details, users can refer to the privacy policy available on the BharatPe for Business website.
BharatPe for Business is a product of Resilient Innovations Private Limited. For support, users can contact +918882555444 or email [email protected]. The head office is located at 7th and 12th Floor, Building No. 8 Block-C, Cyber City DLF City Phase 2 Road, Gurugram, Haryana, 122008.
Keywords: BharatPe, UPI, payments, business loans, QR code, merchants, interest, NBFC