HK Property Mortgage Calc

HK Property Mortgage Calculator – Your Guide to Smart Home Financing in Hong Kong

Planning to buy a property in Hong Kong? Our mortgage calculator is designed to help you estimate costs based on current property market regulations and practices. Simply input the property price, mortgage-to-value ratio, repayment period, and mortgage interest rate to get an instant overview of your potential financial commitment.

Key Inputs:
- Property Price
- Mortgage-to-Value Ratio
- Repayment Period
- Mortgage Interest Rate

Results Provided:
- Mortgage Amount
- Total Repayment Period
- Monthly Repayment
- Down Payment
- Mortgage Insurance Premium (if applicable)

Additional Cost Estimates:
- Agent Commission
- Stamp Duty
- Total Down Payment and Admin Fee

Please Note: Hong Kong Property does not directly provide mortgage or personal loan products. We offer free referral services to partnering banks and financial institutions. Any application made through our platform will be redirected to the respective bank or institution, and all offers, terms, and conditions are subject to their policies. Some institutions may charge handling fees, and terms can change without prior notice.

For reference, personal loan examples include:
- Loan amount: HK$300,000, 6-month term, APR 2.99%, total repayment HK$302,592.
- Loan amount: HK$300,000, 10-year term, APR 8%, total repayment HK$541,200.

Use our calculator to plan better and make informed decisions. If you have further questions, feel free to ask!