Step is the ultimate all-in-one money app designed for Gen Z, offering a comprehensive suite of financial tools to help you build credit, save, earn, and borrow—all in one trusted platform. With over 6.5 million users, Step makes it easy to take control of your finances starting from your very first paycheck.
Key Features of Step:
Build Credit for Free: Step helps users boost their credit score—on average, by 57 points within the first year—with no fees or security deposits required.
Earn Over $200/Month: Get paid for playing games, taking surveys, and completing other fun activities right in the app.
Cashback on Every Purchase: Enjoy at least 1% cashback on all card purchases, with opportunities to earn up to 10% at select rotating merchants.
Earn 4% on Savings: Unlock one of the highest savings rates available, with FDIC insurance up to $1 million for peace of mind.
Step EarlyPay: Access up to $250 ahead of payday when you need it. No interest, no stress—just fast cash by setting up direct deposit.
More Reasons to Love Step:
Free credit building for users of any age, a rewards card packed with $500+ in perks, built-in fraud protection through Visa’s Zero Liability Policy, and merchant blocking features. Step charges no hidden fees and requires no security deposit.
Step is a financial technology company partnered with Evolve Bank & Trust (Member FDIC) to provide banking services. Certain terms and conditions apply for features like EarlyPay, cashback, and savings rates.
Start your journey toward financial independence today with Step.
Keywords: Step, money app, Gen Z, build credit, cashback, savings, EarlyPay, financial independence
