Rain lashed against the bus window as I stared at the pharmacy receipt crumpled in my palm. $47.83 for allergy meds and bandages. My knuckles turned white remembering yesterday's HR email about "employee wellness benefits" - corporate speak for imaginary discounts. That's when Sarah from accounting slid beside me, her phone glowing with a digital coupon. "Meet your new raise," she grinned, showing me how her grocery bill shrank by 30% instantly. Skepticism warred with desperation as I installed
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