Perpay - Shop and Build Credit

Perpay - Shop and Build Credit

Perpay is a certified B Corp that helps you make your paycheck work harder. Get up to $1,000 to spend instantly while building your credit—all without predatory interest or hidden fees.

SHOP THE PERPAY MARKETPLACE

Unlock instant access to $1,000 to shop from top brands across electronics, home goods, apparel, and more. Pay over time with zero interest or extra fees.

BUILD CREDIT WITH PERPAY+

Choose to have your payment history reported to all three major credit bureaus—build your credit score simply by shopping on the Perpay Marketplace.

APPLY FOR THE PERPAY CREDIT CARD

Access a credit line of up to $1,000 and earn 2% rewards. Applying won’t impact your credit score, and there’s no security deposit or annual fee. The Perpay Credit Card is issued by Celtic Bank.

Perpay is proud to be a certified B Corp, committed to social and environmental responsibility, transparency, and equitable business practices.

Note: Applying won’t affect your FICO® or Vantage® scores, though alternative credit bureau information may be obtained. A $9 monthly card servicing fee applies. APR and rewards details are available in the Cardholder and Rewards Agreements.

Address: 2400 Market Street, Suite 300, Philadelphia, PA 19103