Looking for a digital banking solution that seamlessly integrates with your daily shopping routine? Bank Vlasnyy Rakhunok (BVR) offers an innovative app designed especially for customers of Silpo supermarkets. With this digital bank, you can enjoy a host of benefits that make managing your finances and shopping smarter and more rewarding.
Get your virtual card in just 3 minutes through the BVR app, and start earning rewards right away. When you use the card at Silpo, you receive up to 3% back in balobonus points on food purchases, plus 10% cashback on Ukrainian goods through the National Cashback program. Top up your card for free at Silpo cash registers, withdraw cash conveniently, and enjoy additional exclusive promotions.
Applying is simple: download the app, verify your identity using the Diia app, fill out a short form, set your PIN, and your virtual card is ready. Add it to Apple Pay or Google Pay for instant use. If you prefer a physical card, pick it up at any Silpo checkout—the cost will be refunded in balobonus after your first purchase.
Earn balobonus points with every transaction: 1% guaranteed on food purchases at Silpo, 2% if you spend over UAH 10,000 anywhere with the card, and 3% when buying Silpo’s Premiya brand products. Use your balobonus at Silpo, MAUDAU, or LOKO, with 1 point equal to 1 UAH.
BVR also offers credit services with a virtual credit card available through Apple/Google Pay. Access a credit limit of up to UAH 100,000, a grace period of up to 62 days, and low interest rates. Installment plans are available for purchases over UAH 500, spread over 3 months with no extra fees.
Open free multi-currency cards in USD or EUR, top up or transfer without fees, and check exchange rates directly in the app. Make instant international transfers with just a 1% commission. For savings, choose from UAH deposits with annual interest rates of 7% to 14.5%, or currency deposits at 0.1% per year. The Nazbyratus savings option offers 5% annual interest with flexible access to your funds.
Enjoy fee-free services like express money transfers to other Ukrainian banks, utility and mobile payments, and donations to the Armed Forces of Ukraine. The app provides smart expense tracking, easy transfers, and 24/7 support through a chatbot. Stay updated with notifications and news from BVR.
Ready to simplify your banking and maximize your shopping? Download the Bank Vlasnyy Rakhunok app today and experience a new level of convenience and rewards.
Website: https://bvr.ua
JSC BANK VOSTOK is licensed by the National Bank of Ukraine â„–204 from 18.10.2011, registered under â„–283 in Ukraine, Kyiv.
Keywords: digital bank, cashback, balobonus, credit card, currency exchange