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My radiator hissed like a displeased cat as another frigid Thursday crawled toward midnight. Moving to Oslo for work sounded adventurous until reality became this: ice patterns on windows, takeout containers piling up, and the hollow echo of my own footsteps in an empty apartment. That's when my thumb, moving on muscle memory, found the purple icon between food delivery apps and productivity tools. Plamfy Live promised "real human connection," a phrase so overused it felt like digital snake oil.

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The Lisbon rain lashed against my apartment window as I stared at the blinking cursor on my property agent's email. "Final payment due in 48 hours - €182,000." My knuckles whitened around the phone. This wasn't just money; it was every overtime shift, every skipped vacation, every sacrifice since moving to Portugal. Traditional banks had quoted transfer fees that felt like daylight robbery - €3,000 vanished before the money even left my account. That familiar acid taste of panic rose in my throa

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