Benefitfocus 2025-09-14T13:34:21Z
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The amber glow of streetlights blurred through rain-smeared glass as I white-knuckled the steering wheel, each heartbeat thundering louder than the wipers. Some idiot ran a red light - metal screamed, glass exploded, and suddenly I was pinned by airbag dust with my arm bent all wrong. At the ER, they demanded insurance before treatment, but my wallet was buried in the wreckage. Panic tasted like copper and burnt plastic. Then I remembered: three months prior, I'd grudgingly installed Benefitplac