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Rain lashed against my apartment window last Thursday, mirroring the storm in my head. I’d just crumpled another bank statement—thick with jargon like "amortization schedules" and "variable APR"—after hours squinting at numbers that might as well have been hieroglyphs. My knuckles were white around a lukewarm coffee mug, the sour taste of panic rising in my throat. This wasn’t just about numbers; it was my dream of owning that vintage motorcycle slipping away, drowned in a sea of predatory inter

That Tuesday morning, my kitchen table resembled a war zone. Coffee-stained bank statements lay scattered among unpaid bills, each paper cut slicing deeper into my financial anxiety. The scent of stale espresso mixed with inkjet toner as I numbly refreshed my banking app - watching digits bleed red. My thumb hovered over "uninstall" when notification bubbles bloomed across my screen like digital dandelions. A cartoon cat in a tiny hardhat waved from an app icon I'd ignored for weeks. "Your empir

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