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Rain lashed against my office window as I stared at the spreadsheet mocking me from my screen – three separate loan payments due next week, each with different interest rates gnawing at my public servant salary. My fingers trembled over the keyboard, that metallic taste of panic flooding my mouth. This wasn't just numbers; it was sleepless nights and skipped meals crystallized into columns. I'd tried every budgeting trick, even color-coded binders that now gathered dust like tombstones of financ

CTM BuddyCTM Buddy is a mobile application designed for customers of CTM, providing a variety of services related to mobile usage and account management. This app allows users to conveniently check their mobile and data usage, manage bills, and access various rewards programs. It is available for th

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