First Capital Bank PLC 2025-10-26T23:29:00Z

The chill of 4 AM salt air bit through my jacket as I stared at the empty cooler. Four predawn expeditions. Four skunks. My neighbor Carlos waved from his kayak, two fat halibut already gleaming silver on his deck. "Wrong tide, hermano!" he'd shouted yesterday, laughter carrying across the water. Defeat tasted like cheap coffee and rust.

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