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That Tuesday morning, the sky wept relentlessly, mirroring my own brewing storm. I was hunched over my laptop, racing against a client deadline, when my phone buzzed not once, but thrice in rapid succession—each notification a dagger of dread. Electricity bill overdue, internet service threatening disconnection, and a credit card payment screaming "final warning." My heart hammered against my ribs like a trapped bird; I could almost taste the metallic tang of anxiety on my tongue. As a freelance

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