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New York’s 6 train screeched to a halt between stations, trapping us in a sweaty metal coffin during rush hour. Elbows jammed against my ribs, someone’s damp newspaper clinging to my shoulder, that suffocating panic started clawing up my throat. Then my fingers brushed the cracked screen of my phone – salvation disguised as a deck of digital cards. Three swift moves into a Vegas-style game, the pixelated ace of spades snapping into place with a soft chime, and suddenly the stench of stale pretze

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Rain lashed against my office window that Tuesday morning, mirroring the storm inside my head. I'd just missed a critical bond auction because my brokerage's app froze – again. The spinning wheel of death felt like a personal insult as I watched potential gains evaporate. My desk was a warzone of sticky notes: "CHECK FUND X" on my monitor, "BOND Y MATURITY" on the coffee-stained calendar, and three different banking apps glaring from my phone. This wasn't investing; it was digital triage.

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Rain lashed against my apartment windows as I white-knuckled my phone, the thunderstorm outside mirroring the tempest on screen. My thumb slipped on the touch controls just as the double-decker bus hit a slick patch, 18 tons of simulated steel fishtailing toward a virtual bus stop shelter. I'd spent three evenings tweaking this beast's suspension settings, lowering its center of gravity millimeter by millimeter, yet physics always humbled me when water met asphalt. That visceral moment when tire

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