Latter day Saints 2025-11-09T13:21:33Z

It was the kind of rainy Tuesday that makes you question every life choice, and there I was, a freelance photographer drowning in a sea of unpaid invoices and disorganized expense reports. My desk was a battlefield of crumpled receipts, half-empty coffee cups, and the glowing screen of my laptop showing five different apps—one for invoicing, another for payroll, a separate one for bank transfers, and two more for accounting and tax estimates. I had just missed a client payment deadline because t

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Rain lashed against my Sydney apartment window like coins thrown by an angry god when the call came. My brother's voice cracked through the phone – Dad had collapsed in Edinburgh, needed emergency surgery, and the hospital demanded £15,000 upfront. My fingers went numb around the phone. Banks were closed. Every forex service I checked demanded 3% fees plus criminal exchange margins. Time bled away with each passing minute, that cruel gash between AUD and GBP widening like an unstitched wound.