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That sinking feeling hit me again during Friday prayers. As the imam spoke about ethical wealth, my mind raced to the tech stocks I'd blindly purchased last quarter. Were those semiconductor profits tainted by alcohol manufacturers? Did any subsidiary deal in interest? Back home, I frantically searched company filings until dawn - financial jargon blurring before my sleep-deprived eyes. This wasn't investing; it was theological detective work with my retirement at stake.

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That sinking feeling hit me at 3:17 PM on a Tuesday - the client's deadline had passed while I was tweaking gradients on a brochure design. My palms went slick against the mouse as I frantically checked timestamps, realizing I'd completely forgotten the timezone difference for my Berlin-based client. Another $300 penalty loomed, the third this quarter. My chaotic freelance life felt like juggling crystal vases on a unicycle, with subscription renewals, tax deadlines, and family birthdays constan

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