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Rain lashed against the kitchen window as I stared into the abyss of my refrigerator. Empty shelves mocked me - just a wilted celery stalk and expired yogurt staring back. My in-laws had just announced their surprise visit in 90 minutes, and takeout wasn't an option with Dad's gluten allergy. Panic tightened my throat like a noose. That's when my thumb instinctively swiped open the digital lifesaver on my phone.

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My hands were shaking as I frantically patted down my pockets at the crowded farmers market. Somewhere between the organic kale stall and artisanal cheese counter, my physical wallet had vanished. Sweat trickled down my spine as I imagined canceled cards, identity theft nightmares, and explaining this to my partner. Then I felt the familiar rectangle in my back pocket - my phone. With trembling fingers, I pulled it out and opened Google Wallet. The digital cards glowed reassuringly on screen. At