MyBVLife 2025-09-28T15:52:37Z

Rain hammered against my windshield like impatient fingers tapping glass when the sickening crunch came. That split-second lurch forward – coffee sloshing over my jeans – marked my first fender bender. As I stepped into the downpour to face the other driver, my mind blanked harder than my phone screen during a storm. Insurance details? Policy numbers? My wallet sat uselessly in my glove compartment, holding expired paper cards I'd forgotten to update.

Rain lashed against my windshield like thrown gravel as my wipers fought a losing battle. That sharp left turn onto Elm Street? Pure hydroplaning horror. One sickening lurch, the screech of metal kissing concrete, and suddenly I'm sideways against a curb with airbag dust choking the car. Adrenaline turned my fingers to icicles as I fumbled for my phone—cracked screen reflecting my ashen face. Insurance card? Buried in some glove compartment abyss. That familiar panic started rising, thick and me

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