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Cold sweat glued my shirt to my spine as 200 expectant faces blurred before me. The charity gala microphone weighed like an anvil in my trembling hand. When my voice abandoned me completely during the bridge of "Hallelujah," fleeing to the fire exit felt preferable to enduring those pitying stares. For months afterward, even humming toothpaste commercials triggered panic sweats. My vocal coach's patient reassurances evaporated like mist each time I opened my mouth - until a graffiti-covered subw

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Rain lashed against the cab window as my thumb jammed against my phone screen, trying to force three different brokerage apps to load. Nasdaq futures were cratering, and my emerging markets fund – the one I'd spent six months researching – was bleeding out in real time. "Refresh! Damn you!" I hissed, watching a spinning wheel mock my panic. Each app demanded separate logins, different security protocols, and one even froze mid-authentication. That’s when my portfolio manager friend Marco texted:

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