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Rain lashed against my windshield like thrown gravel as I white-knuckled the steering wheel through rural Vermont. The 'check engine' light had blinked into a malevolent amber stare fifty miles back, and now my old pickup shuddered violently before dying completely on a desolate stretch of Route 9. No cell service. No streetlights. Just the drumming rain and the sickening realization that my bank account held precisely $87.32 until payday - and the tow truck operator quoted $400 over his crackli

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