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Rain lashed against the terminal windows as I slumped in a plastic chair, stranded at O'Hare during a canceled red-eye. The departure board glowed with angry red "CANCELLED" messages while fluorescent lights hummed overhead. My phone battery dipped to 19% as I cycled through apps - email drained me, social media felt hollow, and streaming services demanded subscriptions I'd canceled months ago. That's when I spotted Pilot WP buried in my utilities folder, forgotten since a friend's half-hearted

Sweat trickled down my neck as I frantically patted my empty back pocket near the Trevi Fountain. That gut-punch realization – my wallet, gone. Passport, credit cards, €200 cash vanished in Rome's lunchtime chaos. My phone buzzed with a foreign transaction alert: €85 at a designer boutique. Ice shot through my veins. Tourists swirled around me like colorful confetti, but I stood frozen in a nightmare. Then I remembered – salvation lived in my hand.

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Rain hammered my windshield as the engine sputtered its last breath on that deserted highway. I gripped the steering wheel, knuckles white, tasting panic like copper pennies. My phone showed $47 in checking and $2,300 in credit card debt. Then I remembered the envelopes.

IFB Mobile BankingThe IFB Mobile Banking app is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage you personal finances. FEATURESMulti-Account Aggregation: View all of your financial information