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Rain lashed against the window as I glared at my landlord's latest email - that same infuriating "BANK TRANSFER ONLY" demand flashing like a prison spotlight. My thumb hovered over the payment button, the irony bitter: here sat a premium travel card bursting with unredeemed miles, yet I was forced to drain cash reserves for rent. That familiar cocktail of resentment and helplessness bubbled up - until Betalo's icon caught my eye, a tiny digital crowbar against financial constraints.

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Rain lashed against the windshield like angry pebbles while my toddler’s wails pierced the stagnant air inside our cramped sedan. We’d been crawling toward the toll booth for 27 minutes – I counted each agonizing tick of the dashboard clock – when the fuel light blinked crimson. My knuckles whitened around the steering wheel, stomach churning as exhaust fumes seeped through vents. That visceral moment of claustrophobic rage birthed my obsession with finding a better way. Three weeks later, a mat