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My palms were sweating onto the phone case as the clock ticked toward 3:17 AM. Outside my London flat, the city slept while my entire trading account balance pulsed on the XAU/USD chart's jagged teeth. I'd been burned before - that sickening freeze during the Swiss franc debacle still haunted me, watching helplessly as stop losses evaporated in platform lag. But tonight felt different. Tonight I had a new weapon.

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Sweat trickled down my temple as I stared at my half-empty studio apartment, cardboard boxes mocking my recklessness. I'd gambled everything on this move - sold my car, drained savings, even pawned grandma's silver - all for Singapore's glittering promise. Now reality hit like humid air: 87 job applications vanished into corporate voids, rejection emails my only companions. That morning's bank notification - "Account balance: S$412.18" - triggered full-blown panic. My fingers trembled as I scrol