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It was a typical Tuesday evening when I realized my financial life was a chaotic mess. I had just received an email from my bank about a suspicious transaction, and my heart sank as I fumbled through multiple apps to check my balances. Seven different banking interfaces, each with its own login and quirks, stared back at me from my phone screen. The frustration was palpable; my fingers trembled as I tried to recall passwords, and the sheer mental exhaustion made me want to throw the device acros

That Tuesday dawn bled grey as thick fog swallowed the A7 near Göttingen – my knuckles bone-white on the steering wheel while some crackling commercial station droned about toothpaste. I'd missed three speed limit changes already, squinting at phantom road signs when a truck's sudden brake lights flared crimson through the mist. My heart jackhammered against my ribs as I swerved, coffee sloshing scalding hot onto my jeans. In that visceral panic, I remembered Markus' drunken rant at last week's

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