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Midnight oil burned through my retinas as thunder cracked outside my Barcelona flat, the storm mirroring the financial tempest raging in my spreadsheet. Loan repayment deadlines glared red like warning lights – three currencies across four timezones mocking my sleep-deprived calculations. I'd spent hours manually converting GBP to EUR via a maze of banking apps, each transaction devoured by hidden fees that felt like personal betrayals. My palms left sweaty ghosts on the keyboard when the number

The frostbite-inducing Cardiff wind sliced through my coat as I sprinted toward Queen Street station, my breath forming frantic clouds in the January air. Job interview in fifteen minutes - the kind of opportunity that doesn't forgive tardiness. My fingers trembled as I fumbled with frozen digits, stabbing at my phone screen until the Cardiff Bus application finally blinked awake. That glowing interface didn't just display numbers - it showed salvation in digital form. Bus 57: 4 minutes. Bus 25:

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