Visa Inc. 2025-11-10T10:48:34Z

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That Thursday morning still haunts me - opening my banking app to see numbers bleeding red after the car repair surprise. My knuckles turned white gripping the phone, that metallic taste of panic rising as I mentally shuffled bills. Rent due in nine days. Then I remembered the frantic App Store search from last week's insomnia session. With trembling fingers, I tapped the grinning monkey icon, not expecting salvation from something so cartoonish.