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Rain lashed against my office window last October as I stared at my bank app's notification: "Account Overdrawn - $35 Fee Applied." My stomach dropped like a stone. That morning's $3 coffee had triggered a cascade of penalties, exposing the fragile house of cards I called a budget. For years, money felt like quicksand - the harder I struggled to get ahead, the deeper I sank into overdraft fees and credit card float. Payday brought temporary relief, but within days I'd be nervously checking balan

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YaraConnectThe Yara Connect app offers a reward-based loyalty program and expert farming knowledge for retailers selling Yara products.- Download the app and register your business instantly- Earn points easily by scanning QR codes from purchased Yara premium products- Browse the rewards catalogue a

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