and any perceived similarities should not be interpreted as intentional comparisons to conventional financial products. 2025-11-07T07:32:53Z

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Rain lashed against the windows of that tiny Alpine café, the scent of damp wool and espresso thick in the air. I’d trekked for hours to reach this remote village, dreaming of warming my hands around a ceramic mug while snow-capped peaks loomed outside. But as I reached for my wallet to pay for the steaming goulash before me, my stomach dropped—nothing but empty pockets. My physical cards were tucked safely back at the hostel, a rookie mistake that left me flushed with humiliation as the cashier

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