and other financial services directly from your smartphone or tablet. 2025-11-02T00:04:03Z

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Rain lashed against the kitchen window as I burned the toast again, my 7-year-old wailing about missing blue socks. That's when the chime cut through the chaos – two quick vibrations from my back pocket. I nearly ignored it, wrist-deep in lunchbox chaos, but something about Klapp's custom alert tone (that soft harp glissando I'd chosen) made me swipe. There it glowed: "SCHOOL CLOSURE - 10:30 AM. Severe weather protocol activated." My stomach dropped. The clock read 10:17.

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