banker negotiation 2025-10-29T18:30:14Z

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Rain lashed against the coffee shop window as I stared at my third overdraft alert that week. My fingers trembled tapping through four different banking apps – each a fragmented puzzle piece of my financial chaos. That familiar acid-churn in my stomach surged when my rent deadline blinked crimson. Then I remembered the sleek icon tucked in my phone's finance folder: ICA Banken. Not just another app, but what became my monetary defibrillator.

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