beginner investing 2025-11-06T02:44:20Z

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That sweltering August afternoon at the beach barbecue changed everything. Sand stuck to my sunscreen-slicked arms as my friend Marco casually mentioned his ETF portfolio's 18% return. My rum punch suddenly tasted like vinegar. While everyone debated emerging markets, I stared at the foam-flecked waves, realizing my "high-yield" savings account was being devoured by 7% inflation. Right there on my salty phone screen, I downloaded Investimentos - not expecting much, just desperate to stop feeling

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