book loans 2025-10-31T19:33:08Z

NIRA: Personal Loan AppNIRA partners with various RBI regulated NBFCs/Banks to facilitate loans for salaried people. Important Things to Note About NIRA Loan App Loan Amount: Rs 5,000 to Rs 1,00,000 Minimum Annual Percentage Rate (APR): 24%, Maximum Annual Percentage Rate: 36% (reducing balance) Minimum repayment period: 91 days, Maximum repayment period: 24 months Processing Fees: Max (\xe2\x82\xb9350 + GST, Up to 2%-7% of loan amount plus GST) Prepayment Fees: Zero within 7 days of disbursal,

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That rainy Tuesday still haunts me - staring at my bank statement while thunder rattled the windows. After a year of religiously saving, my "high-yield" account had generated £3.47. Three bloody pounds. My fist clenched around lukewarm tea as frustration boiled over. This wasn't wealth building; it was financial surrender.

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