budgeting system 2025-11-20T17:51:20Z

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Rain lashed against the window as I stared at my dying phone - 3% battery mocking me while my toddler's fever spiked to 103. The pediatrician's after-hours line demanded immediate payment for the virtual consultation, but my banking app froze during authentication. Thunder cracked as I frantically swiped through apps until my thumb found Hami Ek's crimson icon. Three violent shakes later (why do toddlers think phones are maracas?), I'd paid through fingerprint recognition before the screen went

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