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Thunder cracked like a whip as I sprinted toward the bus stop, rainwater soaking through my shoes with every splash through sidewalk rivers. My presentation started in 17 minutes - the career-defining kind - and the physical transit card in my trembling hands showed that mocking red zero balance. That familiar cocktail of panic and rage bubbled up: the ticket machine's broken card reader, the conductor's impatient sigh, the inevitable humiliation of being late again. Then my thumb instinctively

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That sinking feeling hit me at 2 AM when the vintage lamp auction ended. My palms were sweaty against the phone case as the countdown hit zero - payment required immediately to secure the win. But my physical wallet held nothing but expired plastic, the replacement card still "processing" at my traditional bank for 12 days. Financial purgatory. I remember the blue light of the screen reflecting in my window, illuminating my frustration like some pathetic modern-day Rembrandt. Every online deal I

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