chit fund 2025-11-16T07:05:22Z

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Rain lashed against the coffee shop window as my thumb hovered over the sell button. Bitcoin had just nosedived 12% in five minutes, and my portfolio was hemorrhaging value. But to cash out, I needed to log into my banking app, transfer funds to the exchange, wait for clearance, then execute the trade - a dance that'd take 20 minutes in a market moving at light speed. My palms left damp streaks on the phone case. That's when I remembered the weird purple icon I'd downloaded during a midnight cry

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