claim filing 2025-10-30T12:04:46Z

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That sinking feeling hit me when the pharmacy receipt dissolved in my hands - literally. Rainwater from my jacket sleeve seeped into the paper as I fumbled with grocery bags, reducing three months of diabetes medication records to blue pulp. I stood paralyzed in my driveway watching $327 worth of proof disintegrate, knowing my HSA reimbursement claim was now impossible. Paper trails had betrayed me again.

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Rain lashed against the taxi window as downtown skyscrapers blurred into gray streaks. My fingers trembled not from the April chill but from the third missed call from my wife flashing on the screen. Sophie's piano recital started in 47 minutes – the Chopin piece she'd practiced for months with bruised little fingers – and I was gridlocked miles away, drowning in unsigned claim forms. That familiar acid taste of failure flooded my mouth; another school event sacrificed at the altar of insurance

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