compound interest 2025-11-08T06:30:42Z

Ice crystals stung my cheeks as I sprinted toward the tram stop, my daughter's violin recital starting in 18 minutes. The -10°C air seized my lungs when I saw the empty platform – my bus had departed early. Panic flashed hot behind my ribs until my frozen fingers remembered the blue icon. That damned Szczeciński winter nearly stole my proud-parent moment until live vehicle tracking illuminated my screen like a digital campfire.

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Rain lashed against the bus window as I numbly scrolled through blurry photos of road signs, each unrecognizable symbol tightening the knot in my stomach. My third failed practice test mocked me from the crumpled paper in my bag. Driving schools felt like expensive lectures in a foreign language, and textbooks? Those might as well have been written in Morse code for all the sense they made during my graveyard-shift exhaustion. That's when Maria, my perpetually-unflappable coworker, slid her phon

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