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That Thursday evening in the dairy section felt like staring into an abyss. My fingers traced condensation on the glass door while cold air bit through my thin sweater, each puff of breath visible in the refrigerated glare. A wedge of aged cheddar sat before me - my daughter's favorite for Friday pizza night - now priced at what felt like extortion. My phone buzzed with a bank alert mocking my hesitation, and I nearly walked away until my thumb instinctively swiped to that blue icon with the gol

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