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Rain lashed against my apartment windows that Tuesday night, mirroring the storm inside my head. I’d just spent three hours jumping between four different banking and brokerage apps, trying to rebalance my portfolio before the Asian markets opened. Each platform demanded separate logins, displayed currencies in incompatible formats, and buried critical alerts under promotional junk mail. My thumb ached from swiping, and my spreadsheet looked like a battlefield—scattered pesos here, stranded doll

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