eCheck payment 2025-11-09T11:55:07Z

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Sweat trickled down my temple as I stood frozen at the Lisbon hotel counter, the clerk's polite smile tightening into impatience. My primary credit card lay uselessly on the marble—declined. Again. Jet-lagged and disoriented after a red-eye flight, I fumbled through my wallet like a panicked magician pulling scarves, each card a taunting reminder of balances I couldn't mentally track. American Express? Nearing limit. Visa Rewards? Payment overdue. That sinking, acidic shame bloomed in my chest w

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