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Rain lashed against my apartment windows as I watched another trade implode. That sickening lurch in my stomach - equal parts dread and self-loathing - had become my morning ritual. Silver futures were bleeding out on my screen, each crimson candlestick mocking my amateur predictions. I'd wake at 4 AM trembling before market open, gulping coffee like liquid courage while scrolling through contradictory trading forums. My brokerage account resembled a war casualty, hemorrhaging 37% of my savings

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That sinking feeling hit me again as I stared at my bank statement - my €20,000 life savings were earning less interest than a street performer's hat. The numbers mocked me from the screen, frozen in time like museum artifacts while inflation gnawed away their value. I remember tracing the pathetic 0.25% yield with my fingertip, the cold glass of my phone screen mirroring the chill in my chest. For three years, I'd watched this financial stagnation, each quarterly statement a fresh punch to the

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