financial integration 2025-11-06T23:39:40Z

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Sweat pooled at my collar as I stared at the Lisbon hostel counter. My backpack slumped against worn tiles while the manager tapped his watch. "Card machine broken," he shrugged, "cash only - euros by 8 PM or room goes." My pounds meant nothing here. Frantic, I fumbled with banking apps that demanded IBAN codes and promised 3-day waits. Then I remembered the blue icon buried in my finance folder.

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