fixed term investment 2025-11-07T05:27:52Z

Rain lashed against my home office window as I stared at another soul-crushing spreadsheet. That familiar ache of isolation crept in - six months into leading our newly remote design team across three timezones. Our company values of "collaborative sparks" and "relentless creativity" felt like museum relics behind glass. I'd watch Slack channels go silent for days, wondering if anyone even remembered we were supposed to be a team. Then came the Thursday everything shifted.

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I was sipping my lukewarm coffee in a crowded subway, eavesdropping on two suits debating Tesla's latest earnings call. Their jargon-filled conversation felt like a foreign language, and I sighed, resigning myself to another day of feeling excluded from the financial world. As a freelance graphic designer, my income was unpredictable, and the idea of investing always seemed reserved for those with MBAs or trust funds. The memory of my failed attempt to open a brokerage account months prior still

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