fractional investing 2025-11-08T17:03:29Z

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Rain lashed against my office window as Bloomberg alerts screamed from three devices simultaneously. That sickening lurch in my stomach - the one you get on a plummeting elevator - hit when I saw the 7% pre-market plunge. My index fund investments weren't just numbers anymore; they were my daughter's college fund vaporizing before coffee cooled. I'd experienced this panic before: sweaty palms scrambling for sell buttons, disastrous emotional trades made at 3 AM, that post-loss shame when rationa

Rain lashed against my London window as I stared at the brokerage form – a labyrinth of tax codes and currency conversion tables that might as well have been hieroglyphics. My knuckles turned white gripping the pen. For the third consecutive Sunday, I'd abandoned hopes of buying Apple shares because the international wire instructions demanded details I couldn't decipher. That crumpled paper became my personal Wall Street exclusion notice, screaming that global markets weren't for mechanics like

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Rain lashed against my apartment window as I stared at the red glow of my laptop – another $19.95 vanished into the void just for moving shares between accounts. My knuckles whitened around my coffee mug. All those nights coding payment systems for banks, yet here I was getting nickel-and-dimed by the very industry I helped build. That's when my thumb brushed against the Robinhood icon by accident, a green beacon on my cluttered home screen.

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