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That Tuesday morning tasted like burnt coffee and panic. My client paid in euros that plummeted overnight, wiping out 15% before the transfer even cleared. As a freelance designer, currency swings were gut punches I couldn't dodge. My Turkish lira savings evaporated like steam from that terrible coffee. Then Zeynep slid her phone across the café table, showing a dashboard glowing green. "Rise," she said, "stopped my tears when the pound crashed."

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Rain lashed against the coffee shop window as my laptop charger snaked across sticky floors, tangling with strangers' feet. Three hours into this chaotic symphony of grinding beans and screeching milk steamers, my concentration lay shattered. I'd fled my apartment's isolation only to drown in public chaos – until a notification from Urbn Cowork flashed: "Private booth available at The Loft, 2 blocks away."

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