idle tycoon 2025-11-06T01:24:42Z

That Tuesday morning smelled like burnt coffee and panic. I'd just spilled a full mug across three months of printed bank statements while frantically searching for a phantom transaction that threatened to derail my mortgage application. Ink bled across overdue notices like accusations, each smudge amplifying my heartbeat. My kitchen table had become a warzone of financial fragmentation - four different banking apps blinking on my phone, a spreadsheet screaming with outdated numbers, and that si