inflation protection 2025-11-09T05:29:37Z

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Rain lashed against my apartment windows as I stared at the ominous red numbers on my laptop – my third attempt at calculating retirement savings collapsing like a house of cards in a hurricane. That sickening cocktail of dread and confusion churned in my gut, the kind where you taste copper and feel your shoulders fuse to your ears. Spreadsheets felt like hieroglyphics written by sadists, each formula mocking my inability to grasp whether I'd be dining on caviar or cat food at sixty-five. My pa