instant installments 2025-10-26T14:31:03Z

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That brutal Tuesday haunts me still - wind howling like a freight train while my thermostat blinked its last digital breath. Icy drafts slithered under the door as I huddled over blue-nailed fingers, realizing my entire coffee stash had frozen solid overnight. Desperation clawed at my throat when I remembered ZUS Coffee's crimson icon glowing on my lock screen. With chattering teeth, I stabbed at the screen like a woodpecker on meth.

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