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Chip - Savings and InvestmentsChip is an award-winning savings and investments app that makes it easy to manage your wealth.DEPOSIT IN SAVINGS ACCOUNTSWe offer several savings accounts, all provided by UK authorised banks and covered by the Financial Services Compensation Scheme (FSCS).INSTANT ACCES

Rain lashed against the windowpanes like frantic fingers tapping for entry as I jolted awake at 2:37 AM. That nightmare again - collapsing sales figures and consultants vanishing like ghosts. But this time, the vibrating phone beneath my pillow was real. Sofia's desperate message glowed in the dark: "Team collapsing after payment errors. 12 orders lost TODAY." My throat tightened as panic spread cold through my chest. This wasn't just a bad dream; my entire network was unraveling while I slept.

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