interest calculator 2025-10-25T16:52:09Z

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The stale coffee on my desk had long gone cold when the notification chimed—another payment processed. My fingers trembled as I clicked the bank statement, bile rising in my throat at the monstrous $1,400 deduction. For three years, I'd watched my salary evaporate into this student loan abyss, each payment feeling like tossing pennies into a black hole. That night, rage and helplessness coiled in my chest like snakes as I stared at the incomprehensible breakdown: $983 interest, $417 principal. W

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Paper cuts stung my fingertips as I sifted through three months of coffee-stained receipts, each one whispering another hour lost to manual calculations. My home office smelled like desperation and printer ink that Tuesday evening - the looming GST deadline had transformed my dining table into a warzone of crumpled invoices and spreadsheet printouts. I'd already wasted 45 minutes trying to reconcile a single restaurant bill where someone ordered extra guacamole, throwing off the entire tax split

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